Using E20 fuel in older car? Insurance claims could be denied, says ICICI Lombard

The Indian government has been promoting the use of ethanol-blended fuel as a cleaner and more environmentally friendly alternative to traditional petrol. However, not all vehicle engines are designed to run on ethanol-blended fuel, which can have different combustion characteristics and be more corrosive than pure petrol. As a result, using E20 fuel in an older car can potentially damage the engine and other components, leading to costly repairs. Furthermore, if the vehicle is not compatible with E20 fuel, insurance companies may deny claims related to engine damage or other problems caused by the use of ethanol-blended fuel. This is because using a fuel that the vehicle was not designed for can be considered a violation of the insurance policy terms and conditions. Vehicle owners who plan to switch to E20 fuel should check their car's manual or consult with the manufacturer to determine if it is compatible with ethanol-blended fuel. Additionally, owners of older vehicles may need to consider modifying their engines or taking other precautions to ensure safe and efficient operation on E20 fuel. The use of ethanol-blended fuel is expected to become more widespread in India in the coming years, making it essential for vehicle owners to be aware of the potential risks and take necessary precautions to avoid damage to their vehicles. In light of these developments, it is crucial for car owners to review their insurance policies and understand the terms and conditions related to fuel usage. By taking a proactive approach, vehicle owners can minimize the risk of engine damage and ensure that they are adequately protected in case of any problems.