No insurance claim for E20 fuel damage in older, non-compatible cars? ICICI Lombard says it can be treated as negligence

The introduction of E20 fuel, which contains 20% ethanol, has raised concerns among car owners with older vehicles, as it may not be compatible with their engines. ICICI Lombard has warned that car insurance claims arising from E20 fuel-related damage in older, non-compatible cars sold before April 2023 may be rejected, as such usage could be seen as negligence. This means that car owners who have vehicles that are not designed to run on E20 fuel may be held responsible for any damage caused by using this type of fuel. The insurance company's stance is based on the idea that using incompatible fuel can lead to engine damage and other problems, which can be avoided if car owners take necessary precautions. Car owners with older vehicles are advised to check their vehicle's compatibility with E20 fuel before using it, to avoid any potential damage and insurance claim rejections. The use of E20 fuel is being promoted by the government as a way to reduce dependence on fossil fuels and decrease greenhouse gas emissions, but it also requires car owners to be aware of the compatibility of their vehicles with this type of fuel. In order to avoid any issues, car owners should consult their vehicle's manufacturer or check the owner's manual to see if their vehicle is compatible with E20 fuel. Additionally, car owners should also consider the potential risks and consequences of using incompatible fuel, including engine damage and insurance claim rejections. The government and insurance companies are working together to raise awareness about the importance of using compatible fuel and the potential risks of using incompatible fuel, and car owners are advised to take necessary precautions to avoid any problems. Furthermore, car owners who have already used E20 fuel in their older vehicles should be prepared for potential insurance claim rejections and should take steps to mitigate any damage caused by the use of incompatible fuel.